Kin is as safe as paying a friend directly and safer than any website that stores your card details (because we don't!).
Contributions: Kin asks that you make payments directly from your bank account to the Kin Cooperative bank account. This means that we NEVER need to store your card details and we will never ask for them and there are no third party payment processors like Stripe or SagePay that take a fee and can delay refunds if any issues happen.
Requests For Money: Kin makes the payment directly from the Kin Cooperative account to yours. Kin will ask you for your Account Name, six-digit Sort Code and eight-digit Account Number. These numbers can ONLY be used to pay you. If these details were stolen, they could be used to initiate a direct debit, however, all direct debits in the UK are covered by the Direct Debit Guarantee and any fraudulent direct debits would be returned to you. This can also happen if you send your details to a friend. If you see any suspicious direct debits, you should always contact your bank immediately.